As true fans of small business, B:Side Fund is here to provide Utah entrepreneurs with small business support, resources, referrals, and funding with direct lending options. Find resources for every aspect of your business.
Meet Your Utah Client Relations Officer
spencer monroe
I strongly believe that hard work forms the bedrock of success. Raised by exceptional parents who instilled the value of diligence in me, I have fully embraced the concept that consistent effort, coupled with unwavering determination, leads to both personal and professional success. In addition to hard work, I recognize that hard work is most impactful when complemented by strong relationships and friendships. I am passionate about collaborating with small business owners who align with my core values of hard work and the importance of strong relationships. During my free hours, I thoroughly enjoy golfing, watching and attending various sporting events. Most importantly, I love spending quality time with my son Brooks, my dog Jeter, and my wife, McKelle.
"The harder I work, the luckier I get.” -Samuel Goldwynlose they were to success when they gave up." -Thomas A. Edison
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Utah Governor's Office of Economic Development (GOED): The GOED offers various programs and resources to support economic development in Utah, including initiatives aimed at assisting small businesses. They provide information on grants, loans, tax incentives, and workforce development programs.
Mountainland Association of Governments (MAG): Its mission is to empower communities to achieve their vision in Summit, Utah and Wasatch counties in Utah. This is accomplished through regional collaboration, access to funding & services and advocating for local issues.
Orem Business Alliance: The Orem Business Alliance is a collaborative group of organizations including various Orem businesses and the City of Orem. The Orem Business Alliance is focused on sustaining and growing a thriving business community. By collaborating together, the Orem Business Alliance aims to support and strengthen Orem businesses by: (1) Providing an opportunity for business networking; (2) Advocating for small businesses/city focused business needs; (3) Connecting Orem businesses to valuable resources
Economic Development Corporation of Utah (EDCUTAH): The Economic Development Corporation of Utah (EDCUtah) has three main competencies, all of which can help your expansion project proceed to a successful conclusion.
Southeast Utah Economic Development District: Helps with state and federal programs at the regional level to implement economic development, strategize and educate low-income individuals and seniors, stabilize housing and educate individuals for economic stability. (includes links for Moab, Carbon, Emery and San Juan Counties), Geri Gamber, ggamber@seualg.utah.gov
Salt Lake County Regional Economic Development: Economic development platform that partners with regional stakeholders to solve regional issues, strengthen our value proposition, and increase prosperity. Contact Jevon Gibb, jmgibb@slco.org
Carbon County Economic Development: Collaborative efforts include; regional alignment, local business development and expansion, new business recruitment, workforce development, affordable housing, enhanced quality of life, and a great tourism experience. Contact: cced@carbon.utah.gov
Millard County Economic Development Association: Helps to obtain a Millard County Business License. Contact: Patrick Mullen, patrick@uacnet.org
Mountainland Economic Development District: eHelp to expand economic opportunity in our region. See the list below for additional resources for your business or economic development organization.
Six County Economic Development District: Economic Development Program – EDA provides an annual federal grant which is used to develop, coordinate and manage a regional economic development program. County coordination of the program is through the Six County Technical Committee.
Southeastern Utah Economic Development District: Economic Development creates the conditions for economic growth and improved quality of life by expanding the capacity of individuals, firms, and communities to maximize the use of their talents and skills to support innovation, lower transaction costs, and responsibly produce and trade valuable goods and services.
Uintah Basin Association of Governments: The Uintah Basin Economic Development District Care Act Revolving Loan Fund (RLF) Program was established with funding from the United States Economic Development Administration (EDA). The goal of the Cares Act RLF Program is to assist with businesses affected by COVID-19
Economic Development Corporation of Utah: Assist companies with Utah expansions and relocations. A nonprofit organization supported by more than 300 Utah investors, EDCUtah's consulting services are free to all clients.
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Utah Small Business Development Center (SBDC): The Utah SBDC offers free one-on-one consulting services, workshops, training programs, and resources to help entrepreneurs and small business owners start, grow, and succeed. They provide guidance in areas such as business planning, marketing, financial analysis, and more.
Utah Small Business Administration (SBA): The SBA provides resources and programs to assist small businesses nationwide. They offer counseling, training, access to capital, and government contracting assistance. The local Utah office of the SBA can provide information on federal programs and initiatives available to small businesses.
Utah Apex Accelerator: The Utah APEX Accelerator’s mission is to help Utah businesses successfully compete in the government marketplace by providing knowledgeable and outstanding customer service. APEX Accelerator offices throughout the state are open and available for free in-person one-on-one counseling.
Utah Valley University Business Resource Center: Located in Orem, the UVU Business Resource Center offers counseling, training, and mentoring services to entrepreneurs and small business owners. They provide assistance with business planning, market research, funding, and other critical aspects of running a business.
Rural Community Assistance Corporation: RCAC partners with rural and Indigenous communities to achieve their vision and well being through technical assistance, training, financial resources and advocacy.
SCORE Utah: We’re here to help you get your business started and growing. Get free mentoring with one of our experienced business mentors and expand your skills with free and low cost workshops and webinars. Write a professional business plan using our templates and resources.
Women’s Business Center of Utah: WBC Utah boasts the largest and most passionate team of experts dedicated to providing customized advising, education and networking opportunities to women entrepreneurs in every county of the state.
Inspire in Utah: Inspire InUtah is an initiative to help support women entrepreneurs and women in the workplace at every level.
University of Utah MEP: The University of Utah MEP Center is the official representative of the MEP National Network in Utah and founder of the Utah-MEP Alliance, providing comprehensive, proven solutions to manufacturers across Utah. This site is focused on connecting manufacturers to key technology resources so they can grow and thrive.
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CRF USA: As a nonprofit organization, CRF does SBA 7(a) lending differently. Working in tandem with community partners, the CRF team combines exceptional customer service with the traditional benefits offered by the SBA 7(a) program to collectively create impact in communities across the country.
Impower: Our experienced lending team brings an unparalleled depth of knowledge to help clients navigate traditional and SBA financing options. As a result the Momentus Direct Capital team has delivered over $2 billion in financing to close over 1000 transactions. The result is well over 12 million sq. ft. of small businesses properties created or supported – generating real impact for economic development and communities.
Suazo Business Center: Suazo Business Center is a CDFI & minority business enterprise resource organization that focuses on the economic empowerment of the minority community through entrepreneurship and workforce development. It works to end cycles of poverty, eliminate generational wealth gaps, and build self-reliance. The Suazo Business Center has been serving the community since 2002 and has assisted in educating, growing, and developing well over 10,000 clients and small businesses. The center has created over 6,000 new small businesses and helped generate billions of dollars in revenues as an investment into Utah’s local economies.
Utah Microloan Fund: Since 1991, the Utah Microloan Fund (formerly Utah Micro-enterprise Loan Fund) has helped hundreds of entrepreneurs make their dreams come true by providing low interest small business loans. Our mission is to empower underserved communities throughout Utah by providing business training and funding to entrepreneurs in startup and existing businesses that do not qualify for traditional funding sources.
Utah Small Business Loan Fund (up to $250K): Funds all types of businesses including software, service businesses, manufacturing, and even restaurants. The only types of businesses they don’t fund are real estate or financing businesses.
Orem City Revolving Loan Fund: The City of Orem offers business loans through a few different options: The Revolving Loan Fund and Utah’s Commercial Property Assessed Clean Energy program.
Rural Community Assistance Corporation: RCAC partners with rural and Indigenous communities to achieve their vision and well being through technical assistance, training, financial resources and advocacy.
DreamSpring: DreamSpring is a nonprofit community lender dedicated to eliminating systemic wealth inequities and accelerating the economic inclusion and strength of underserved communities. Founded in 1994, the organization, which operates in 19 states, provides rapid access to capital and customized wrap-around support to the most vulnerable small business owners, focusing on communities including people of color, women, low- to moderate-income earners, people with disabilities, and start-ups.
Rural Employment Development Incentive Grant: The Rural Employment Development Incentive (REDI) grant is designed for businesses creating new high-paying jobs in rural Utah communities. The grant may be available to businesses creating new employment positions in rural counties or in *cities/towns with a population of 10,000 or less in Weber, Davis, Utah, and Washington counties.
Community Development Corporation of Utah: Works to empower families to achieve financial and housing stability through home ownership and cost-effective rentals
Uintah Basin Association of Governments: The Uintah Basin Economic Development District Care Act Revolving Loan Fund (RLF) Program was established with funding from the United States Economic Development Administration (EDA). The goal of the Cares Act RLF Program is to assist with businesses affected by COVID-19.
Southeastern Utah Economic Development District: The Revolving Loan Fund Program (RLF) is a lending program for start-up businesses and businesses with the desire to expand that are unable to receive financing from traditional lending institutions. Retaining or creating jobs in the community is a criteria for the program.
Six County Association of Governments: The RLF provides “gap financing” in partnership with banks, borrower, and/or other financial resources. This is a long term finance program for new and expanding businesses with finance needs of $20,000 to $250,000. Job creation is a requirement for qualification. Funding resources include EDA, Community Development Block Grant allocations, and a grant from U.S. Rural Development Administration (USRDA).
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Salt Lake Chamber: Promotes a positive economic climate through member services and business advocacy. - Derek Miller, President
South Salt Lake Chamber: The South Salt Lake Chamber of Commerce is a dynamic network comprised of businesses and individuals working together to deliver growth and economic opportunity for its members.- Gary Birdsall, President
Cache Valley Chamber: Chamber is a medium for area business people to network, share information and ideas, collaborate on issues affecting the business community and general well being of the region. Through the activities and events offered, area business people are afforded the opportunity to come together in both business and social settings.
Utah Valley Chamber: Partner with business as wise stewards of growth and prosperity in Utah Valley by advocating for the business community, fostering meaningful area development, and maintaining and improving the quality of life in the region.- Curtis Blair, President
Springville-Mapleton Chamber: The mission of the Springville Chamber of Commerce is to provide businesses and community minded citizens with an organization in which they can join forces to promote a positive business climate in the Springville area. - Melanie Bott, President
Lehi Chamber: Connect, Grow, Educate, and Advocate for Utah business to enhance community prosperity.
Spanish Fork Chamber: Promote the progress and growth of businesses in the Spanish Fork/Salem Area, and develop community pride and loyalty to the businesses of the local area by providing support and recognition to local businesses.
American Fork Chamber: The American Fork Chamber of Commerce and Lone Peak Business Alliance serve the businesses of American Fork, Alpine, Cedar Hills, and Highland, Utah. We act as the voice of business in the communities we serve. We support our members by creating opportunities for growth and success, and we help businesses connect with each other and with their cities and residents through networking, advocacy, and community events.
Moab Chamber: The Moab Chamber of Commerce represents and serves businesses and professionals seeking to grow our local economy and improve business climate while maintaining quality of life and fostering cooperation with business, government, and community.- Lonnie Campbell, President (also a business banker at Zions)
Delta Area Chamber: Their mission is to strengthen the local economy and serve as the voice of business in community affairs, and to support the interests of its citizens in municipal, provincial and national interests- Sam Jacobson, President
Box Elder Chamber: The Chamber is a catalyst for change in the business community and our county. The Chamber is a convener of leaders, change agents, and problem solvers. We are a champion for the existing businesses and a resource for new businesses in Northern Utah.
Davis Chamber: The Davis Chamber of Commerce was formed in January 2001 when all existing Chambers in the county combined into one entity. The Davis Chamber logo, in fact, has 15 spikes representing each of the cities in Davis County. As a result of that merger, the Davis Chamber continues to be the voice for business in our county.
Park City Chamber: Serve the Summit County, Utah area as the regional chamber of commerce and destination management organization (DMO).
Payson & Santaquin Area Chamber: Coordinates and runs numerous events each year to help bring the community together and help residents know who to call and what services are available locally through a multitude of sponsorship opportunities.
Downtown Alliance (SLC): The Downtown Alliance is a 501c6 nonprofit organization dedicated to building a dynamic and diverse community that is the regional center for culture, commerce and entertainment.
South Valley Chamber (aka Draper Chamber): The South Valley Chamber is dedicated to helping you achieve your highest level of success, they accomplish this through South Valley Business Institute courses, networking events, forums, and advocacy efforts.
Vernal Area Chamber: Chamber is a voluntary partnership of business and professional people working together to build a healthy economy and improve the quality of life in our community.
ChamberWest Chamber: Chamber West proudly represents the business communities of West Valley City, City of West Jordan, City of Taylorsville, and Kearns Metro Township. Chamber West works to strengthen and promote the shared interests of the business community.
Heber Valley Chamber: Exists to build and be part of a community where residents, visitors, and businesses thrive.- Dallin Koecher, Executive Director
Ogden-Weber Chamber: Ogden-Weber Chamber of Commerce is a nonprofit organization dedicated to advancing business and community prosperity in northern Utah. Based in Ogden, the Chamber represents 850+ organizations in 15 cities and unincorporated areas in Weber County.
South Jordan Chamber: The South Jordan Chamber of Commerce is an advocate for local businesses, providing unique exposure, qualified business referrals, information services and business networking through unique technology and superb customer service.The SJ Chamber works tirelessly to promote local products and services while protecting business interests. Brian Synan, President
St. George Area Chamber: The Chamber represents the interests of over 1000 businesses and nonprofits who are directly impacted by the strength of the local economy- Shawn Christensen, President
West Jordan Chamber The West Jordan Chamber of Commerce is actively engaged in promoting the interests of the business community in West Jordan City. The Chamber supports successful economic development through connecting business leaders to potential customers, partners, the local workforce, government officials and other community leaders.-
Beaver Chamber The BIG Chamber of Commerce serves the business community in Beaver, Iron, and Garfield counties. The primary role of the Chamber is to help elevate business prosperity and encourage healthy communities.
Emery County Chamber: Membership in the Emery County Business Chamber offers numerous benefits and keeps business owners on top of important, ever-changing issues and trends within our community and local marketplace.
Bear Lake Chamber: The mission of the Bear Lake Chamber of Commerce is to bring business leaders of the Bear Lake Valley together to build relationships, improve business prosperity, and support the local economy.
Hurricane Valley Chamber: The largest business group serving Hurricane Valley, Utah.
Kanab Chamber: The Kanab Area Chamber of Commerce supports the creation of a strong local economy, promotes the local business community, provides networking opportunities for its members, and represents local business interests to government entities.
Flaming Gorge Area Chamber: The Flaming Gorge Chamber of Commerce is dedicated to the growth of Flaming Gorge tourism and the economic development of Daggett County. Our spirited members accomplish this by serving as the regional marketing organization for Daggett County and by sponsoring & executing a variety of year-round area events. Our regular meetings provide a forum for addressing area business issues and community growth.
Nephi City Chamber: The purposes and functions of the chamber were announced to "Promote business activities in Nephi and to contribute to the development of the community as a whole. This includes stimulation of retail trade, the encouragement of other industries to establish in Nephi, and to do those things which will tend to make Nephi a more attractive place to live.
Pleasant Grove-Lindon Chamber: The voice of business in Pleasant Grove and Lindon cities, including surrounding areas. They support retail and service businesses by creating opportunities for their growth and success through networking, education and advocacy. Additionally, we partner with large corporations to promote economic development and a vibrant business environment.
Carbon County Chamber: The Carbon County Chamber plays an active role in building success for the businesses and communities of Carbon County.
Richfield Area Chamber: Work together to create a strong local economy, Provide opportunities to make connections, Have your voice heard with local governments, Promote programs to improve our community.
Utah Hispanic Chamber Advocate, educate, inform, support, and serve the Hispanic entrepreneurs of Utah so they can thrive.
Utah Black Chamber: Support the prosperity of our members and advocate for economic diversity and inclusion for Black businesses and corporations in the state of Utah.
Greater Smithfield Chamber: Dedicated to helping businesses grow by offering advertising on our printed materials, and on our electronic marketing materials as well. The Smithfield Chamber website includes a list of Chamber members with links to their business websites.
Toole County Chamber: Tooele County Chamber of Commerce & Tourism is a member-based organization that advocates for its members. While championing and celebrating community prosperity, it is the county's single point of contact.
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Consumer Credit Counseling Service (CCCS): CCCS is a nonprofit credit counseling agency that offers a range of services, including credit counseling, debt management plans, and financial education. They work with individuals to assess their financial situation, create a budget, and develop a strategy to reduce debt and improve credit.
Money Management International (MMI): MMI is a national nonprofit credit counseling agency that provides counseling services to individuals in Utah and across the country. They offer credit counseling, debt management plans, financial education, and other resources to help individuals regain control of their finances.
Navicore Solutions: Navicore Solutions is a national nonprofit organization that offers credit counseling services. Their certified credit counselors provide personalized counseling sessions to help individuals understand their credit, develop a budget, and create a plan to manage their debt and improve their credit score.
GreenPath Financial Wellness: GreenPath Financial Wellness is a nationwide nonprofit organization that offers credit counseling and debt management services. They provide one-on-one counseling to help individuals with credit and debt-related issues, budgeting, and financial planning.
National Foundation for Credit Counseling (NFCC): The NFCC is a network of nonprofit credit counseling agencies. These agencies provide credit counseling, debt management plans, and financial education services to help individuals achieve financial stability.
Operation Hope: Operation HOPE has a broad array of individualized services that level the playing field by offering customized one-on-one programs for youth, adults, and disaster survivors—on their own or through their employers—to equip them with the financial knowledge and tools they need to create a more secure future – all at no cost.
Take Charge America: Take Charge America is a nonprofit credit counseling and debt management organization that offers personalized credit counseling services. They provide financial education, budgeting assistance, and guidance on credit management to help individuals improve their personal credit.
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Silicon Slopes: Silicon Slopes is a community-driven organization that supports the technology and startup ecosystem in Utah. It provides resources, networking opportunities, and events for entrepreneurs and startups in the state.
BoomStartup: BoomStartup is an accelerator and incubator program based in Salt Lake City, Utah. It offers a 12-week accelerator program that provides mentorship, education, and access to investors. BoomStartup focuses on tech startups in various industries.
The Foundry: The Foundry is an early-stage business incubator located in Salt Lake City, Utah. It provides support to startups through mentorship, workspace, networking events, and access to capital.
University of Utah Lassonde Entrepreneur Institute: The Lassonde Entrepreneur Institute at the University of Utah offers various programs and resources to support student entrepreneurs and startups. It provides mentorship, funding opportunities, workspace, and access to a vibrant entrepreneurial community.
Utah Valley University Business Resource Center: The Business Resource Center at Utah Valley University provides support to entrepreneurs and startups in the Utah Valley region. It offers resources, mentoring, training programs, and access to capital to help startups succeed.
Women Tech Council: Women Tech Council is an organization that supports women entrepreneurs and professionals in the technology sector in Utah. It offers resources, mentorship, networking events, and programs to help women succeed in the tech industry.
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BoomStartup: BoomStartup is an accelerator program based in Salt Lake City, Utah. It offers a 12-week accelerator program that provides mentorship, education, and access to investors. BoomStartup focuses on tech startups in various industries.
StartUp Ogden : StartUp Ogden is an accelerator program located in Ogden, Utah. It provides resources, mentorship, and workspace for startups. The program offers a supportive community and opportunities for networking and collaboration.
VentureCapital.org: VentureCapital.org is an accelerator program that provides mentorship, education, and funding opportunities for early-stage startups. It offers programs and events focused on connecting entrepreneurs with investors and providing valuable resources for startup growth.
University Growth Fund: The University Growth Fund, affiliated with the University of Utah, is an early-stage venture fund that invests in startups. It provides capital, mentorship, and resources to help startups scale and succeed.
Startup Group: The Startup Group SLC is dedicated to bringing entrepreneurs together. We provide value-added workshops and seminars focused on providing tools and skills to entrepreneurs, would-be-entrepreneurs and business owners of startup and early-stage companies. From legal, accounting and finance, to fundraising, taxes, and business planning, entrepreneurs get the real-world and expert advice to help them "start, build, and grow businesses.