Making Funding More Inclusive
Through our direct lending options, we help small businesses that need access to friendly and affordable capital. 100% of the borrowers that we help under this program are underserved businesses who can't access traditional bank financing. We take an investment-like approach to funding businesses so the process is more inclusive. We assess loan readiness based on the businesses' management, business model, and ideas for growth.
Benefits
Accessible to business owners who don't qualify for traditional bank financing
Helps build business credit, creates opportunity for future financing
Low down-payment options with funding available for up to 75% to 90% of the total project costs
Long-term financing helps reduce your monthly payment, making loan payments more affordable
How it Works
Step 1
Complete our eligibility check to see if we’re a good fit for your business needs.
Step 2
If you’re eligible, we’ll have you complete a more in-depth loan application. We’ll collect additional documents.
Step 3
Our board-appointed loan review committee reviews your loan request.
Step 4
If approved, we’ll work with you to collect additional documents to close and fund your loan.
Step 5
You become a part of our community and we will support you on your business journey with access to technical assistance and assist with any loan servicing needs.
Interested in learning more?
Direct Loan Programs
Ready to get started?
