We are true fans of small business.
Our loan programs offer a variety of financing options to help small businesses that can’t access a traditional bank loan. We cater to businesses from all walks of life, whether you’re early stage in need of working capital or more established and ready to purchase commercial real estate. Established in 1990, we are small business experts and will rock your socks off when you’re ready for financing, resources, or referrals for additional support or financing.
IMPACT-DRIVEN SBA LENDING EXPERTS. EVERYTHING WE DO IS INSPIRED BY OUR MISSION.
Our mission is to foster the economic growth of diverse small businesses.
As a 501(c)3, B:Side Fund has been able to re-imagine the lending system in a way that increases accessibility and promotes transparency. We created an intentional credit policy with flexible collateral requirements, converted to an online application, and built out a robust network of resources and referrals for small businesses. By streamlining our systems and utilizing powerful new technologies, we have set the foundation for more impactful direct lending.
Loans from $20,000 to $5.5 million for a variety of business needs
Use of Funds
Working Capital
Debt Refinance
Buy, Build, or Renovate Commercial Real Estate
Leasehold Improvements
Business Acquisition
Purchase Equipment, Inventory, Furniture, and Fixtures
Terms
Up to 10 years for working capital
Up to 25 years for commercial real estate
Rates
Ranges by program, no higher than 12%
We care about financial inclusion
47% Female owned
7% Veteran owned
35% Rural owned
25% minority Owned
27% Startup or Early Stage
Our Small Business Success Stories
Tell us more about your small business financing needs
From early stage to the most experienced small businesses, we may be just the resource you need. Fill out our quick eligibility check so that we can better identify if you’re a potential fit for one of our programs. Once complete will be in touch with next steps or direct you to other resources that may be able to help.